Everything You Need to Know About Hospital Cash Cover

Hospital cash cover is a type of health insurance policy that provides a fixed daily cash benefit if you are hospitalized due to illness or injury. Unlike traditional health insurance that reimburses medical expenses like doctor fees, medicines, or surgeries, hospital cash plans pay a predetermined amount for each day you're admitted—regardless of your actual hospital bills.

This cover acts as a financial cushion to help manage additional expenses that often arise during a hospital stay, such as travel, food, loss of income, or other non-medical costs. The benefit is usually paid directly to the policyholder, allowing flexibility in how the funds are used.